Trusted Credit Help We Wish You Found Sooner. 5 Star Rated.
Serving Miami Florida.
Get your free credit overview today.
We’ll create a step-by-step plan for improving your credit
and check for violations that might even lead to money in your pockets.
Our Mission
We don’t just repair credit, we help people get their financial confidence back. Our mission is to fix what’s broken, protect what matters, and give you a real path forward so you can qualify for the opportunities you’ve been blocked from.
Who Are We?
We’re your advocates, not just a credit company. We work hands-on to challenge inaccurate items, negotiate with creditors, and rebuild your credit step by step. Everything we do is focused on getting your credit and finances back to where they should be.
Our Promise
We’re the team you call when credit mistakes and debt are holding you back. We fight inaccurate reporting, negotiate debt when needed, and help you rebuild the right way so your credit actually works for you.
MEET THE FOUNDER
I’m Kay Scott, founder of KWAY All Around Consulting and a Certified Credit Specialist. I’ve made it my mission to guide people through the often-confusing world of credit repair and debt resolution, turning frustration into financial victory. Your success is what drives us, and we won’t stop until your credit reflects the life you’re meant to live.
Your Financial Comeback Starts Here
10K+
Lives Transformed
14k+
Cases Resolved
7
Years Expert Advocacy
Bad credit doesn’t just lower your score, it limits your life. We remove inaccurate, unfair, and unverified items from your credit reports so you can qualify for loans, secure housing, and unlock better opportunities. Your financial future shouldn’t be held back by errors. Let’s fix them together.
Get all 3 Reports and Scores Now!
New 3-Bureau Report included monthly.
We require clients to maintain active credit monitoring. All user enjoys Experian Equifax and Trans union reports with Myfreescorenow, 3 Bureau Daily Monitoring & Alerts Dark Web Monitoring $1,000,000 Identity Theft Insurance.
This allows us to pull your credit report and track your progress during your credit repair journey (deletions, score changes, new accounts, etc).
Any clients that cancel and/or downgrade their credit monitoring service will be suspended from the program. Click on the buttons below to signup.
Personal Credit Repair
Tailored strategies to challenge inaccuracies, lower debt-to-income ratios, and boost your personal credit score.
Debt Negotiation
Drowning in collections, charge offs, or any debt? We work with creditors, debt collectors or attorneys to reduce what you owe, settle balances, and stop the stress so your credit and finances can breathe again.
Ongoing Education & Support
We’re here for the long haul with resources, workshops, and community support to help you stay on track.
Debt Negotiation
Real Stories, Real Results
“I was skeptical at first, but KWAY exceeded my expectations. They are truly outstanding in their field, and thanks to their expertise, my credit is now in excellent standing. I highly recommend their services!”
Jack Young
“Kay’s team is exceptional! They are knowledgeable, professional, and incredibly efficient. Thanks to their hard work, my credit has improved significantly, and I am now eligible for better interest rates and financial opportunities.”
Hanna Lex