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Choose What You Need Help With
Select the path that best matches what you’re dealing with.
YOUR NEXT MOVE STARTS HERE
You don’t have to figure it all out alone. Whether you’re struggling with credit, dealing with debt collectors, or unsure where to turn, our team helps you understand what’s happening and what you can do next.
We also look for signs that your consumer rights may have been violated. When a concern needs legal review, we connect you with a consumer law firm at no cost to you.
Here For Tax Preparation? Explore Tax Services →
Certified Credit Specialist • Consumer Advocate • Paralegal • Tax Preparer


The expertise behind KWAY
Certified Credit Specialist
Consumer Advocate • Paralegal • Credit Strategist • Tax Preparer
Kay West is the founder of Kway All Around Consulting, a consumer advocate, credit strategist, paralegal, and tax preparer.
We know credit and debt problems can leave you feeling overwhelmed and unsure who to trust. Our team helps you understand your situation, explains your options in plain language, and provides support through the services and resources that fit your needs.
The KWAY process
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Select the path that best matches what you’re dealing with.
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Learn about the service or resource available for your situation.
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Follow the instructions on your selected path to get started.
Choose the path that best matches your situation.
Path 01
Done for you credit repair. We challenge the negative items and hunt for violations that could put money back in your pocket.
Path 02
Do it yourself credit repair. Use our dispute system to create and manage your own credit disputes independently.
Path 03
Owe more than you can ever pay back? Explore settlement options that may reduce what you owe for less than the full balance.
Path 04
Behind or in default on your student loans? Get help before it turns into garnished wages or a tax refund offset.
Path 05
A debt collector is contacting you by letter, call, text, or email? Get help understanding your options.
Path 06
Someone keeps contacting you excessively about money you owe regarding a debt. Get the communication reviewed. If they crossed the line, you may be entitled to compensation.
Path 07
Credit standing between you and a car? Explore your options for getting financed anyway.
TAX PREPARATION
Preparing to file your taxes? Kay Scott/West of Kway All Around Consulting also provides tax preparation through BPrep Tax Services.
Client Reviews
Approved client messages, presented exactly as shared with KWAY.


Individual results vary. Past results do not guarantee a similar outcome.
Clarity starts here
KWAY helps you identify an appropriate starting point across credit, debt, collector, banking, and related financial situations.